Everyone was talking... saying that this year is a crutial year to everyone...
How true is it? Save your $$$ now for the rainy dayzzz... how????
I have read thru a lot of tips on how to save and should do...
1. Be discipline...
2. Don't spend on unnecessary thingszz...
3. Do a shoplist for your monthly groceries.
4. Start off with a a piggy bank... start off to put in with 20cts... then 50cts... then MYR1... then
MYR5... then MYR10... When u have reach the ability to save more than 10% then you can
save it in bank. There is a word we always say... 'Little-little old-old become a mountain
(sedikit-sedikit lama-lama jadi bukit).
5. Try to settle all ur debts (maybe outstanding Credit Card... you can convert into term loan...
6. Cut down all the usage of ur credit card coz their interest is pretty high...
7. .....
Never be too late to start your savings now....
What more.... mind to share...
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